USDC & USDT yield calculator
Estimate what your stablecoins could earn on Northvault. Enter an amount and see projected daily, monthly and yearly returns at up to 16% APY. Figures are estimates — variable and not guaranteed.
Frequently asked questions
Yield is expressed as an annual percentage yield (APY). Daily earnings are the principal multiplied by the APY, divided by 365. For example, $10,000 at 16% APY earns roughly $4.38 per day. Northvault accrues this continuously and distributes it daily.
No. The rate is estimated and variable. It reflects the current performance of the underlying portfolio of business loans and can change at any time. Capital is at risk. Past performance does not predict future results.
The calculator shows simple linear projections for clarity. In the product itself, earned yield is credited to your balance, so subsequent days earn on the slightly higher amount — modest compounding over a year.
The minimum deposit on Northvault is 50 USDC or 50 USDT. There is no maximum, though larger balances unlock higher loyalty tiers with an APY bonus of up to +1.5%.
Yes. There are no fixed lock-ups. Withdrawals to an allowlisted wallet are typically processed the same day after a brief operator review. In periods of unusual redemption stress, withdrawals may be queued.